Meet The Potts Team

Find Out How Much

Home You Can Afford!

Know exactly what you can afford before you start searching for a home.

Find Out How Much Home You Can Afford!

Know exactly what you can afford before you start searching for a home.

Ready to Buy Your First Home or Next Home?

Mortgage Home Purchase Without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!


We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

Here’s how we find out what your purchase power will be:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

  • FHA, VA & USDA Loans
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Mortgage Home Purchase Without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!


We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

Here’s how we find out what your purchase

power will be:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

  • FHA, VA & USDA Loans
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Get Your Pre-Approval Letter Now!

Get a Rate Quote in Just 30 Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Jim Potts

NMLS #227144

Popular

Support

Address

5252 Balboa Avenue, 601a San Diego, CA 92117

Social

Copyright ©2021 | The Potts Team

Licensed to Do Business | NMLS #227144


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Synergy One Lending


Corporate | NMLS ID NMLS #1907235

Corporate Address : 5252 Balboa Avenue, 601a San Diego, CA 92117

Corporate NMLSNMLS #1907235 | Company Website: https://s1l.com

Get a Rate Quote in Just 30 Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Jim Potts

NMLS #227144

Popular

Support

Address

5252 Balboa Avenue, 601a San Diego, CA 92117

Social

Copyright ©2021 | The Potts Team

Licensed to Do Business | NMLS #227144


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Synergy One Lending


Corporate | NMLS ID NMLS #1907235

Corporate Address : 5252 Balboa Avenue, 601a San Diego, CA 92117

Corporate NMLSNMLS #1907235 | Company Website: https://s1l.com